Welcome To Payroll One 2 One

Fast & Flexible Debt Factoring

Services

Services We Provide

Invoice Factoring

Selective Factoring

Recourse & Non-Recourse Factoring

Confidential Factoring

Payroll & Supplier Funding

Invoice Factoring

Unlock cash tied up in unpaid invoices.
We purchase your outstanding invoices and provide up to 90% of their value upfront — giving you immediate access to funds without waiting for clients to pay. Ideal for businesses that operate on 30–90 day payment terms.

Benefits:

  • Fast access to working capital

  • Improved cash flow

  • Reduced financial stress

  • No additional debt on your balance sheet

Selective Factoring

Flexibility when you need it most.
Choose specific invoices or customers to factor instead of your entire debtor book. Perfect for businesses that only need short-term cash flow support.

Benefits:

  • Full control over which invoices to factor

  • Short-term or one-off use

  • Transparent fees, no hidden costs

Recourse & Non-Recourse Factoring

Pick the level of risk that suits your business.

  • Recourse Factoring: You remain responsible if the customer doesn’t pay.

  • Non-Recourse Factoring: We take on the credit risk, giving you peace of mind.

Benefits:

  • Customisable to your risk appetite

  • Protect your cash flow from bad debts

  • Reliable funding even with slow-paying clients

Confidential Factoring

Keep your customer relationships private.
We provide funding without contacting your clients directly, maintaining your brand reputation and control over communications.

Benefits:

  • Fully confidential process

  • Maintain client relationships

  • Discreet funding solution

Payroll & Supplier Funding

Never miss a payment deadline.
Our funding solutions help cover wages, supplier bills, and other critical expenses, ensuring your operations continue smoothly even during tight cash flow periods.

Benefits:

  • Reliable short-term funding

  • Prevent delays in wages or supplier payments

  • Maintain trust with staff and vendors

Why US

Why choose Payroll One 2 One?

Personalised One-on-One Service

We’re not just another payroll provider — we’re your payroll partner. Every client is assigned a dedicated specialist who knows your business inside out, ensuring consistent, tailored support every pay cycle.

End-to-End Payroll Management

From payslips to superannuation, tax compliance, and leave tracking —we manage it all. Our comprehensive payroll solutions ensure every detail is taken care of accurately and on time.

Compliance You Can Trust

Stay compliant with the latest ATO and Fair Work regulations. We monitor legislative updates, ensuring your payroll is always up to date and risk-free that fits your business.

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